Santa and Preeto

 Santa and Preeto flying to Australia to celebrate their anniversary when suddenly, over the PA system, the Pilot announces,

"Ladies and Gentlemen, I am afraid I have some very bad news. Our engines have ceased functioning and we will attempt an emergency landing.

Luckily, I see an uncharted island below us and we should be able to land on the beach.

However, the odds are that we may never be rescued as it is a totally unknown island. So we may have to live on the island for the rest of our lives!"

Thanks to the skill of the flight crew, the plane lands safely on the island.

An hour later after deep thought, Santa turns to his wife and still shaken from the crash landing, asks

"Preeto, have we paid our Credit Card dues yet?"

"Oh, No! I'm sorry. I forgot to send the cheque,"

"And Did you send cheque for the auto loan this month?" he asks.

"Oh! Forgive me, Santa ," begged Preeto. "I didn't send that one, either."

Santa grabs her and gives her the biggest hug in 20 years. Preeto pulls away and asks him, "So, why are you hugging me?"

Santa : Thank you Honey. We are Saved! "HDFC & ICICI will definitely find us!"